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Meaning of giro
A giro transfer, often shortened to giro, is a payment transfer from one bank account to another bank account and initiated by the payer, not the payee.
The debit card has a similar model. Giros are primarily used in Europe; although electronic payment systems such as the Automated Clearing House exist in the United States and Canada, it is not possible to perform third party transfers with them.
In the European Union, there is the Single Euro Payments Area (SEPA) which allows electronic giro or debit card payments in euros to be executed to any euro bank account in the area.
Source: https://en.wikipedia.org/wiki/Giro
Definition of giro
: a service of many European banks that permits authorized direct transfer of funds among account holders as well as conventional transfers by check
Source: https://www.merriam-webster.com/dictionary/giro
Giro (ital. ‚Kreis‘, ‚Drehung‘, ‚Umlauf‘, ‚Rundfahrt‘;
Das Girokonto (von italienisch giro [ˈdʒiːro] „Kreis, Umlauf“), auch Sichtkonto und in Gesetzen Zahlungskonto genannt, ist ein von Kreditinstituten für Bankkunden geführtes Bankkonto zur Abwicklung des Zahlungsverkehrs und anderer Bankgeschäfte.
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Source: https://de.wikipedia.org/wiki/Girokonto